Unlike most loans on the market today, the requirements for a title loan are incredibly simple and straightforward. A majority of Houston residents take advantage of a car title loan when they're short on time and money, so it simply does not make sense to make you fulfill a laundry list of requirements.
We know you want to get your cash and get on with your life, so don't worry about sitting around and filling out a thick stack of paperwork by hand. In fact, we don't even require a credit check, so you won't need to wait around to hear whether you are approved or denied.
When it comes to TX title loans in Houston, you will get immediate feedback as soon as you submit the simple online application. One of the title loan requirements is certainly not to make you jump through hoops, so you can apply whenever and wherever you please.
We will make sure you get the money you need and it all starts with your lien-free title. Once you temporarily hand over your title to a lender as collateral, you will get a sum of money based on the current market value of your car in return. That's all there is to it!
It doesn't take much to get a car title loan in TX, but you will need to produce a few items before you collect your money. As mentioned before, the most important piece of the puzzle is your free and clear car title.
In addition, when you speak with one of our Houston specialists, he or she will walk you through the process and make sure you have all the necessary paperwork in order. Unlike the application process for a traditional loan, you will not be expected to tell us every detail of your financial history.
We are not concerned with the past, because our main goal is to make sure you drive off with a fatter wallet in the here and now.
Title loan requirements:
It is important to note that requirements may vary depending on the lender you work with, but in most cases, you will only need to produce the items listed above. Some borrowers hesitate when they learn that they need to produce proof of income to get a title loan. However, you do not need to be currently employed.
Although you can get a title loan with out a job, you do need some type of income (unemployment, disability, retirement income, etc.), but not necessarily a typical 9-to-5 job. If you are on disability or retired, there is no need to worry. You can still be approved for a title loan as long as you are collecting disability, have a pension, or other source of steady money.
You may have noticed that a credit check was missing from the list of title loan requirements. No, we didn't make a mistake, because you can be approved for a Houston car title loan without ever undergoing a credit check. Good, bad, or nonexistent credit - it's all the same to us.
Plus, your credit score is not affected by applying or obtaining a title loan. We will only pull your report in order to verify your contact information, so you can collect your funds faster than ever. Once you hand over your title to a lender as collateral, he or she knows you will pay off your loan in a timely manner.
As a result, there is no need for a credit check and no need to pay an arm and a leg in interest. If the car title has you listed as the legal owner of your vehicle and you can fulfill the additional title loan requirements, you can drive off with cold, hard cash by this time tomorrow.
We have made the approval process incredibly easy, so find out how much you can get today. Our team of TX auto title loan experts will help you every step of the way. We look forward to working with you soon.