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    Car and Truck Title Loans

    You may not be able to find loans that you don't have to pay back in Houston, but you can get car title loans in the loan star state! which offers a hefty handful of cash and flexible repayment options.

    The money you get is solely dependent on the value of the vehicle, so credit history does not bear any weight in the decision making process. People stuck with bad credit are with this because they have a hard time getting loans at banks. Also, with loans for a car title:

    • You get to keep your vehicle while paying back the lender
    • You can get up to $50,000 in just a day's time
    • You get as much as 42 months to pay back the amount
    • You won't get charged additional fees for paying early

    Basically, a car title loan in Houston is when you use your car title as to get a secured loan from a title lender in Texas.

    Bank Loans Or An Auto Equity Loan

    Banks can offer good quality loans and determine the amount they lend on need, motive, and credit history. People with good credit get the best value out of bank loans, but there are some serious downsides.

    First, if you do not have good credit, you cannot get a loan from a bank. Second, credit checks take days to weeks to process, so you will have to wait a long time just to find out if you are approved and even longer to get your money.

    However, if you have the time to spare and the good credit to back you up, this is the best option.

    Payday Loans

    Payday loans are a different type of short-term bad credit loan that is not secured by an asset. Lenders offer money under the condition that it will be paid by your next pay period. The downside is that because they do not have anything to secure the loan with, lenders do not hand out as much cash as title lenders do and often saddle you with outrageous interest rates.

    Pawn Shops

    Pawn shops hand out loans to people who use their valuables to secure the loan. This option offers flexible repayment plans but high interest rates to go along with them. The other bad thing is that you have to hand over possession of your asset to the pawn broker and do not get it back until the debt and interest is entirely paid.

    However, you do get longer and more flexible pay periods than you do with a payday loan. So that is a definite plus!

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